The cost of paying for child care is a major consideration for most familes. Many families today are spending over half of their income toward high-quality child care programs. There are many reasons why child care can be so expensive. Some of the reasons include high ratios of adults to children, teacher or provider qualifications, locations of care, and costs of space, insurance, equipment and special programs. Quality care for infants and toddlers can be especially expensive due to small group sizes. Hiring an in-home caregiver tends to be the most expensive form of care, follwed by centers and family child care homes.
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